Colorado vs Utah
On a $100,000 income and each state’s median home, Utah costs about $13 less per year in state income and property tax combined.
Where the gap is widest
The largest difference between Colorado and Utah is avg home insurance ($2,492 vs $1,107).
- Avg home insurance: Utah is lower ($2,492 vs $1,107)
- State sales tax: Colorado is lower (2.90% vs 6.10%)
- Minimum wage: Utah is lower ($15.16 vs $7.25)
- Median 2BR rent: Utah is lower ($1,895 vs $1,582)
- Max weekly unemployment: Utah is lower ($844 vs $806)
Side by side
| Measure | Colorado | Utah | Which is higher |
|---|---|---|---|
| Avg home insurance | $2,492 | $1,107 | CO higher |
| State sales tax | 2.90% | 6.10% | UT higher |
| Minimum wage | $15.16 | $7.25 | CO higher |
| Median 2BR rent | $1,895 | $1,582 | CO higher |
| Max weekly unemployment | $844 | $806 | CO higher |
| Property tax on median home | $2,715 | $2,602 | CO higher |
| Income tax on $100k | $4,400 | $4,500 | UT higher |
| Top income tax rate | 4.40% | 4.50% | UT higher |
| Effective property tax | 0.50% | 0.48% | CO higher |
| Cost of living index | 101.8 | 100.6 | CO higher |
| Median household income | $97,113 | $96,658 | CO higher |
| Median home price | $543,000 | $542,000 | CO higher |
State income tax by income level
| Income | Colorado | Utah | Difference |
|---|---|---|---|
| $30,000 | $1,320 | $1,350 | $30 |
| $40,000 | $1,760 | $1,800 | $40 |
| $50,000 | $2,200 | $2,250 | $50 |
| $60,000 | $2,640 | $2,700 | $60 |
| $75,000 | $3,300 | $3,375 | $75 |
| $90,000 | $3,960 | $4,050 | $90 |
| $100,000 | $4,400 | $4,500 | $100 |
| $125,000 | $5,500 | $5,625 | $125 |
| $150,000 | $6,600 | $6,750 | $150 |
| $175,000 | $7,700 | $7,875 | $175 |
| $200,000 | $8,800 | $9,000 | $200 |
| $250,000 | $11,000 | $11,250 | $250 |
| $300,000 | $13,200 | $13,500 | $300 |
| $400,000 | $17,600 | $18,000 | $400 |
| $500,000 | $22,000 | $22,500 | $500 |
Property tax by home value
| Home value | Colorado | Utah | Annual gap |
|---|---|---|---|
| $150,000 | $750 | $720 | $30 |
| $200,000 | $1,000 | $960 | $40 |
| $250,000 | $1,250 | $1,200 | $50 |
| $300,000 | $1,500 | $1,440 | $60 |
| $400,000 | $2,000 | $1,920 | $80 |
| $500,000 | $2,500 | $2,400 | $100 |
| $600,000 | $3,000 | $2,880 | $120 |
| $750,000 | $3,750 | $3,600 | $150 |
| $900,000 | $4,500 | $4,320 | $180 |
| $1,200,000 | $6,000 | $5,760 | $240 |
Cumulative difference over time
| Period | Total difference | Cheaper |
|---|---|---|
| 1 year | $13 | Utah ahead |
| 2 years | $27 | Utah ahead |
| 3 years | $40 | Utah ahead |
| 5 years | $67 | Utah ahead |
| 10 years | $134 | Utah ahead |
Income tax figures apply each state’s top marginal rate as a simplification and exclude federal tax, local surtaxes and deductions. Property tax uses each state’s effective rate on its own median home. Sources.
Last reviewed 2026-08-26.