Georgia vs Tennessee
On a $100,000 income and each state’s median home, Tennessee costs about $5,874 less per year in state income and property tax combined.
Where the gap is widest
The largest difference between Georgia and Tennessee is top income tax rate (4.99% vs None).
- Top income tax rate: Tennessee is lower (4.99% vs None)
- Income tax on $100k: Tennessee is lower ($4,990 vs $0)
- State sales tax: Georgia is lower (4.00% vs 7.00%)
- Property tax on median home: Tennessee is lower ($2,647 vs $1,763)
- Effective property tax: Tennessee is lower (0.79% vs 0.52%)
Side by side
| Measure | Georgia | Tennessee | Which is higher |
|---|---|---|---|
| Top income tax rate | 4.99% | None | GA higher |
| Income tax on $100k | $4,990 | $0 | GA higher |
| State sales tax | 4.00% | 7.00% | TN higher |
| Property tax on median home | $2,647 | $1,763 | GA higher |
| Effective property tax | 0.79% | 0.52% | GA higher |
| Median 2BR rent | $1,551 | $1,363 | GA higher |
| Max weekly unemployment | $365 | $325 | GA higher |
| Median household income | $79,991 | $71,997 | GA higher |
| Avg home insurance | $1,828 | $1,649 | GA higher |
| Cost of living index | 90.6 | 88.9 | GA higher |
| Median home price | $335,000 | $339,000 | TN higher |
| Minimum wage | $7.25 | $7.25 | = |
State income tax by income level
| Income | Georgia | Tennessee | Difference |
|---|---|---|---|
| $30,000 | $1,497 | $0 | +$1,497 |
| $40,000 | $1,996 | $0 | +$1,996 |
| $50,000 | $2,495 | $0 | +$2,495 |
| $60,000 | $2,994 | $0 | +$2,994 |
| $75,000 | $3,743 | $0 | +$3,743 |
| $90,000 | $4,491 | $0 | +$4,491 |
| $100,000 | $4,990 | $0 | +$4,990 |
| $125,000 | $6,238 | $0 | +$6,238 |
| $150,000 | $7,485 | $0 | +$7,485 |
| $175,000 | $8,733 | $0 | +$8,733 |
| $200,000 | $9,980 | $0 | +$9,980 |
| $250,000 | $12,475 | $0 | +$12,475 |
| $300,000 | $14,970 | $0 | +$14,970 |
| $400,000 | $19,960 | $0 | +$19,960 |
| $500,000 | $24,950 | $0 | +$24,950 |
Property tax by home value
| Home value | Georgia | Tennessee | Annual gap |
|---|---|---|---|
| $150,000 | $1,185 | $780 | $405 |
| $200,000 | $1,580 | $1,040 | $540 |
| $250,000 | $1,975 | $1,300 | $675 |
| $300,000 | $2,370 | $1,560 | $810 |
| $400,000 | $3,160 | $2,080 | $1,080 |
| $500,000 | $3,950 | $2,600 | $1,350 |
| $600,000 | $4,740 | $3,120 | $1,620 |
| $750,000 | $5,925 | $3,900 | $2,025 |
| $900,000 | $7,110 | $4,680 | $2,430 |
| $1,200,000 | $9,480 | $6,240 | $3,240 |
Cumulative difference over time
| Period | Total difference | Cheaper |
|---|---|---|
| 1 year | $5,874 | Tennessee ahead |
| 2 years | $11,747 | Tennessee ahead |
| 3 years | $17,621 | Tennessee ahead |
| 5 years | $29,369 | Tennessee ahead |
| 10 years | $58,737 | Tennessee ahead |
Income tax figures apply each state’s top marginal rate as a simplification and exclude federal tax, local surtaxes and deductions. Property tax uses each state’s effective rate on its own median home. Sources.
Last reviewed 2026-08-26.