Massachusetts vs New Hampshire
On a $100,000 income and each state’s median home, New Hampshire costs about $7,885 less per year in state income and property tax combined.
Where the gap is widest
The largest difference between Massachusetts and New Hampshire is top income tax rate (9.00% vs None).
- Top income tax rate: New Hampshire is lower (9.00% vs None)
- Income tax on $100k: New Hampshire is lower ($9,000 vs $0)
- State sales tax: New Hampshire is lower (6.25% vs 0.00%)
- Max weekly unemployment: New Hampshire is lower ($1,105 vs $427)
- Minimum wage: New Hampshire is lower ($15.00 vs $7.25)
Side by side
| Measure | Massachusetts | New Hampshire | Which is higher |
|---|---|---|---|
| Top income tax rate | 9.00% | None | MA higher |
| Income tax on $100k | $9,000 | $0 | MA higher |
| State sales tax | 6.25% | 0.00% | MA higher |
| Max weekly unemployment | $1,105 | $427 | MA higher |
| Minimum wage | $15.00 | $7.25 | MA higher |
| Avg home insurance | $2,134 | $1,300 | MA higher |
| Effective property tax | 1.00% | 1.50% | NH higher |
| Cost of living index | 147.8 | 110.1 | MA higher |
| Median home price | $673,000 | $523,000 | MA higher |
| Median 2BR rent | $2,527 | $2,040 | MA higher |
| Property tax on median home | $6,730 | $7,845 | NH higher |
| Median household income | $104,828 | $99,782 | MA higher |
State income tax by income level
| Income | Massachusetts | New Hampshire | Difference |
|---|---|---|---|
| $30,000 | $2,700 | $0 | +$2,700 |
| $40,000 | $3,600 | $0 | +$3,600 |
| $50,000 | $4,500 | $0 | +$4,500 |
| $60,000 | $5,400 | $0 | +$5,400 |
| $75,000 | $6,750 | $0 | +$6,750 |
| $90,000 | $8,100 | $0 | +$8,100 |
| $100,000 | $9,000 | $0 | +$9,000 |
| $125,000 | $11,250 | $0 | +$11,250 |
| $150,000 | $13,500 | $0 | +$13,500 |
| $175,000 | $15,750 | $0 | +$15,750 |
| $200,000 | $18,000 | $0 | +$18,000 |
| $250,000 | $22,500 | $0 | +$22,500 |
| $300,000 | $27,000 | $0 | +$27,000 |
| $400,000 | $36,000 | $0 | +$36,000 |
| $500,000 | $45,000 | $0 | +$45,000 |
Property tax by home value
| Home value | Massachusetts | New Hampshire | Annual gap |
|---|---|---|---|
| $150,000 | $1,500 | $2,250 | $750 |
| $200,000 | $2,000 | $3,000 | $1,000 |
| $250,000 | $2,500 | $3,750 | $1,250 |
| $300,000 | $3,000 | $4,500 | $1,500 |
| $400,000 | $4,000 | $6,000 | $2,000 |
| $500,000 | $5,000 | $7,500 | $2,500 |
| $600,000 | $6,000 | $9,000 | $3,000 |
| $750,000 | $7,500 | $11,250 | $3,750 |
| $900,000 | $9,000 | $13,500 | $4,500 |
| $1,200,000 | $12,000 | $18,000 | $6,000 |
Cumulative difference over time
| Period | Total difference | Cheaper |
|---|---|---|
| 1 year | $7,885 | New Hampshire ahead |
| 2 years | $15,770 | New Hampshire ahead |
| 3 years | $23,655 | New Hampshire ahead |
| 5 years | $39,425 | New Hampshire ahead |
| 10 years | $78,850 | New Hampshire ahead |
Income tax figures apply each state’s top marginal rate as a simplification and exclude federal tax, local surtaxes and deductions. Property tax uses each state’s effective rate on its own median home. Sources.
Last reviewed 2026-08-26.