Texas vs Oklahoma
On a $100,000 income and each state’s median home, Texas costs about $2,036 less per year in state income and property tax combined.
Where the gap is widest
The largest difference between Texas and Oklahoma is top income tax rate (None vs 4.50%).
- Top income tax rate: Texas is lower (None vs 4.50%)
- Income tax on $100k: Texas is lower ($0 vs $4,500)
- Property tax on median home: Oklahoma is lower ($4,242 vs $1,778)
- Effective property tax: Oklahoma is lower (1.40% vs 0.79%)
- State sales tax: Oklahoma is lower (6.25% vs 4.50%)
Side by side
| Measure | Texas | Oklahoma | Which is higher |
|---|---|---|---|
| Top income tax rate | None | 4.50% | OK higher |
| Income tax on $100k | $0 | $4,500 | OK higher |
| Property tax on median home | $4,242 | $1,778 | TX higher |
| Effective property tax | 1.40% | 0.79% | TX higher |
| State sales tax | 6.25% | 4.50% | TX higher |
| Median 2BR rent | $1,557 | $1,136 | TX higher |
| Median home price | $303,000 | $225,000 | TX higher |
| Median household income | $79,721 | $66,148 | TX higher |
| Avg home insurance | $2,864 | $2,486 | TX higher |
| Cost of living index | 90.7 | 83.5 | TX higher |
| Max weekly unemployment | $605 | $649 | OK higher |
| Minimum wage | $7.25 | $7.25 | = |
State income tax by income level
| Income | Texas | Oklahoma | Difference |
|---|---|---|---|
| $30,000 | $0 | $1,350 | $1,350 |
| $40,000 | $0 | $1,800 | $1,800 |
| $50,000 | $0 | $2,250 | $2,250 |
| $60,000 | $0 | $2,700 | $2,700 |
| $75,000 | $0 | $3,375 | $3,375 |
| $90,000 | $0 | $4,050 | $4,050 |
| $100,000 | $0 | $4,500 | $4,500 |
| $125,000 | $0 | $5,625 | $5,625 |
| $150,000 | $0 | $6,750 | $6,750 |
| $175,000 | $0 | $7,875 | $7,875 |
| $200,000 | $0 | $9,000 | $9,000 |
| $250,000 | $0 | $11,250 | $11,250 |
| $300,000 | $0 | $13,500 | $13,500 |
| $400,000 | $0 | $18,000 | $18,000 |
| $500,000 | $0 | $22,500 | $22,500 |
Property tax by home value
| Home value | Texas | Oklahoma | Annual gap |
|---|---|---|---|
| $150,000 | $2,100 | $1,185 | $915 |
| $200,000 | $2,800 | $1,580 | $1,220 |
| $250,000 | $3,500 | $1,975 | $1,525 |
| $300,000 | $4,200 | $2,370 | $1,830 |
| $400,000 | $5,600 | $3,160 | $2,440 |
| $500,000 | $7,000 | $3,950 | $3,050 |
| $600,000 | $8,400 | $4,740 | $3,660 |
| $750,000 | $10,500 | $5,925 | $4,575 |
| $900,000 | $12,600 | $7,110 | $5,490 |
| $1,200,000 | $16,800 | $9,480 | $7,320 |
Cumulative difference over time
| Period | Total difference | Cheaper |
|---|---|---|
| 1 year | $2,036 | Texas ahead |
| 2 years | $4,071 | Texas ahead |
| 3 years | $6,107 | Texas ahead |
| 5 years | $10,178 | Texas ahead |
| 10 years | $20,355 | Texas ahead |
Income tax figures apply each state’s top marginal rate as a simplification and exclude federal tax, local surtaxes and deductions. Property tax uses each state’s effective rate on its own median home. Sources.
Last reviewed 2026-08-26.